After you create an account you land on a plan gate. You cannot skip it. Pick Starter, Pro, or Studio for a 7-day trial. A card is required. Cancel before day 7 and you are not charged.
There is no Free plan. Pricing-page Get started buttons arrive with that plan already highlighted. Other signup links do not pre-select a card.
What each paid plan starts
A 7-day trial at the plan you pick. The live project, library, template, and AI ceilings are on the pricing page. Starter PDFs carry a watermark. Pro and Studio PDFs do not, while the plan is active.
If you have no paid plan
An account that never started a trial, or whose paid access has ended, is limited until you choose a plan. Billing lists that as No plan, not as a product you buy. The live limits live in the Service and can change.
Hitting a limit
The app tells you which limit you hit and what it would take to get past it. That prompt is the same information as the pricing page, in context.